What Is RV Insurance?

Recreational vehicles, or RVs, include a wide range of motorhomes, from camper vans to bus conversions, organized by classes: Class A, B and C. Your RV insurance will depend on the class of your vehicle, how much you use it, whether you live in it full time and other factors.

The classes of RV include:

Class A: This class includes models such as the luxury coach, converted bus and motor coach. These vehicles can be up to 75 feet long.

Class B: This is the smallest class of recreational vehicles. These vehicles do not have a cab-over, and can also include cargo van type designs, travel trailers and camper vans.

Class C: This group includes vehicles that use a standard cargo van as the driving portion of the RV and the camper portion extends over the cab area. This class covers fifth wheel vehicles.

Alford Insurance specializes in Recreational Vehicle and Motor Home insurance in Texas. We can offer you a comprehensive policy with specialized coverage at an affordable rate.

All of the Insurance companies we represent provide a wide range of RV and Motor home Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for RV Insurance, you’re usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage.

We provide coverage for you with many options included in our Texas RV Insurance policy:

• Loss Replacement
• Emergency Vacation Expenses
• Extra coverage for those who use an RV as their home
• Personal Effects replacement coverage
• Winshield and Pet Injury Coverge
• Road Assistance

Discount options:

• Multi-policy discounts
• Responsible driver discounts
• Pay in full discounts